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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,767 | $98,760-40.5% | $149,715-60.7% | $79,858-26.4% |
| Participation rate | 69.8% | 75.8%-6.0pp | 82.5%-12.7pp | 69.6%+0.2pp |
| Annual return | 22.87% | 27.43%-4.6pp | 276.66%-253.8pp | 31.72%-8.9pp |
| Employer contribution / active EE | $1,875 | $3,217-41.7% | $4,645-59.6% | $2,471-24.1% |
| Participant deferral / active EE | $5,113 | $5,681-10.0% | $6,842-25.3% | $3,740+36.7% |
| Admin fee / account holder | $682 | $6,053-88.7% | $9,310-92.7% | $5,306-87.2% |