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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,905 | $89,364-45.3% | $141,177-65.4% | $72,983-33.0% |
| Participation rate | 62.0% | 75.1%-13.1pp | 82.5%-20.5pp | 69.5%-7.5pp |
| Annual return | 21.38% | 111.86%-90.5pp | 71.40%-50.0pp | 81.01%-59.6pp |
| Employer contribution / active EE | $1,656 | $3,115-46.8% | $4,736-65.0% | $2,440-32.1% |
| Participant deferral / active EE | $4,123 | $5,419-23.9% | $6,710-38.5% | $3,608+14.3% |
| Admin fee / account holder | $2,414 | $5,959-59.5% | $10,263-76.5% | $5,124-52.9% |