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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,813 | $75,935-55.5% | $60,547-44.2% | $125,389-73.0% |
| Participation rate | 66.7% | 76.5%-9.9pp | 68.0%-1.3pp | 83.2%-16.5pp |
| Annual return | -0.51% | -5.38%+4.9pp | 335.64%-336.2pp | 282.24%-282.7pp |
| Employer contribution / active EE | $3,431 | $3,438-0.2% | $2,419+41.8% | $4,866-29.5% |
| Participant deferral / active EE | $3,431 | $4,506-23.9% | $3,328+3.1% | $5,352-35.9% |
| Admin fee / account holder | $0 | $6,768-100.0% | $4,536-100.0% | $9,541-100.0% |