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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,005 | $96,508-9.8% | $75,901+14.6% | $152,897-43.1% |
| Participation rate | 66.7% | 76.2%-9.5pp | 69.3%-2.6pp | 82.5%-15.8pp |
| Annual return | 23.85% | 33.99%-10.1pp | 30.76%-6.9pp | 345.43%-321.6pp |
| Employer contribution / active EE | $4,281 | $3,310+29.3% | $2,501+71.2% | $4,764-10.1% |
| Participant deferral / active EE | $4,376 | $4,554-3.9% | $3,603+21.4% | $5,851-25.2% |
| Admin fee / account holder | $83 | $8,081-99.0% | $5,420-98.5% | $11,599-99.3% |