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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $304,792 | $64,716+371.0% | $112,258+171.5% | $68,495+345.0% |
| Participation rate | 88.9% | 67.2%+21.7pp | 75.1%+13.8pp | 67.9%+21.0pp |
| Annual return | 2.97% | -11.40%+14.4pp | 27.47%-24.5pp | -7.84%+10.8pp |
| Employer contribution / active EE | $11,326 | $2,746+312.4% | $3,636+211.5% | $2,596+336.2% |
| Participant deferral / active EE | $12,103 | $3,565+239.5% | $4,728+155.9% | $4,028+200.5% |
| Admin fee / account holder | $5,658 | $5,232+8.1% | $6,411-11.8% | $5,403+4.7% |