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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,126 | $65,361+239.8% | $92,903+139.1% | $72,983+204.4% |
| Participation rate | 86.2% | 68.3%+17.9pp | 76.0%+10.2pp | 69.5%+16.7pp |
| Annual return | 12.94% | 42.11%-29.2pp | 109.43%-96.5pp | 81.01%-68.1pp |
| Employer contribution / active EE | $9,832 | $2,594+279.0% | $3,653+169.1% | $2,440+303.0% |
| Participant deferral / active EE | $10,248 | $3,128+227.6% | $4,238+141.8% | $3,608+184.1% |
| Admin fee / account holder | $44,922 | $4,251+956.7% | $5,795+675.2% | $5,124+776.7% |