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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,681 | $160,059-0.2% | $140,019+14.0% | $135,382+17.9% |
| Participation rate | 60.0% | 88.5%-28.5pp | 87.5%-27.5pp | 82.6%-22.6pp |
| Annual return | -8.46% | 911.44%-919.9pp | 651.15%-659.6pp | 519.77%-528.2pp |
| Employer contribution / active EE | $3,462 | $6,420-46.1% | $5,605-38.2% | $4,779-27.6% |
| Participant deferral / active EE | $8,662 | $7,641+13.4% | $6,927+25.1% | $5,609+54.4% |
| Admin fee / account holder | $18,686 | $13,328+40.2% | $10,705+74.5% | $10,829+72.6% |