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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,792 | $153,769+5.2% | $133,975+20.8% | $273,972-40.9% |
| Participation rate | 60.0% | 88.4%-28.4pp | 87.1%-27.1pp | 83.0%-23.0pp |
| Annual return | 9.41% | 36.51%-27.1pp | 29.29%-19.9pp | 41.46%-32.0pp |
| Employer contribution / active EE | $4,204 | $6,029-30.3% | $5,211-19.3% | $4,869-13.7% |
| Participant deferral / active EE | $12,070 | $6,958+73.5% | $6,282+92.1% | $5,287+128.3% |
| Admin fee / account holder | $43,242 | $11,765+267.6% | $9,324+363.8% | $10,133+326.8% |