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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,025 | $227,566-77.6% | $189,558-73.1% | $167,518-69.5% |
| Participation rate | 58.3% | 82.5%-24.2pp | 78.5%-20.1pp | 82.1%-23.8pp |
| Annual return | 10.66% | 78.43%-67.8pp | 64.19%-53.5pp | 478.71%-468.0pp |
| Employer contribution / active EE | $9,022 | $5,316+69.7% | $4,412+104.5% | $4,838+86.5% |
| Participant deferral / active EE | $5,801 | $7,002-17.2% | $6,174-6.0% | $6,342-8.5% |
| Admin fee / account holder | $6,571 | $11,881-44.7% | $9,809-33.0% | $12,312-46.6% |