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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,972 | $228,395-79.4% | $185,861-74.7% | $158,982-70.5% |
| Participation rate | 90.0% | 82.3%+7.7pp | 78.0%+12.0pp | 82.0%+8.0pp |
| Annual return | 15.63% | 40.82%-25.2pp | 35.96%-20.3pp | 302.99%-287.4pp |
| Employer contribution / active EE | $10,510 | $4,968+111.6% | $4,088+157.1% | $4,763+120.7% |
| Participant deferral / active EE | $8,815 | $6,417+37.4% | $5,634+56.5% | $5,983+47.3% |
| Admin fee / account holder | $311 | $11,869-97.4% | $9,503-96.7% | $11,252-97.2% |