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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,523 | $99,345-42.1% | $84,753-32.1% | $273,972-79.0% |
| Participation rate | 27.3% | 80.7%-53.4pp | 76.6%-49.3pp | 83.0%-55.7pp |
| Annual return | 8.21% | 22.93%-14.7pp | 22.78%-14.6pp | 41.46%-33.2pp |
| Employer contribution / active EE | $781 | $4,214-81.5% | $3,574-78.1% | $4,869-83.9% |
| Participant deferral / active EE | $1,055 | $4,270-75.3% | $3,712-71.6% | $5,287-80.0% |
| Admin fee / account holder | $149 | $6,645-97.8% | $5,333-97.2% | $10,133-98.5% |