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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,337 | $107,368-51.3% | $92,915-43.7% | $152,909-65.8% |
| Participation rate | 57.1% | 79.8%-22.6pp | 76.0%-18.9pp | 82.5%-25.3pp |
| Annual return | 18.48% | 145.64%-127.2pp | 109.45%-91.0pp | 345.46%-327.0pp |
| Employer contribution / active EE | $779 | $4,222-81.5% | $3,653-78.7% | $4,764-83.6% |
| Participant deferral / active EE | $1,668 | $4,848-65.6% | $4,238-60.6% | $5,851-71.5% |
| Admin fee / account holder | $534 | $7,082-92.5% | $5,796-90.8% | $11,601-95.4% |