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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,958 | $52,678-22.2% | $75,784-46.0% | $59,633-31.3% |
| Participation rate | 100.0% | 67.2%+32.8pp | 75.8%+24.2pp | 68.7%+31.3pp |
| Annual return | -0.83% | 2.95%-3.8pp | 9.68%-10.5pp | 2041.45%-2042.3pp |
| Employer contribution / active EE | $4,063 | $2,193+85.2% | $3,323+22.2% | $2,203+84.4% |
| Participant deferral / active EE | $850 | $2,591-67.2% | $3,652-76.7% | $3,192-73.4% |
| Admin fee / account holder | $377 | $3,610-89.6% | $5,300-92.9% | $4,297-91.2% |