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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $203,255 | $73,978+174.8% | $96,515+110.6% | $75,173+170.4% |
| Participation rate | 94.3% | 66.4%+27.9pp | 74.3%+19.9pp | 67.2%+27.1pp |
| Annual return | 13.55% | 26.72%-13.2pp | 35.73%-22.2pp | 160.72%-147.2pp |
| Employer contribution / active EE | $13,170 | $2,931+349.4% | $3,740+252.2% | $2,671+393.1% |
| Participant deferral / active EE | $2,015 | $3,660-44.9% | $4,880-58.7% | $4,126-51.2% |
| Admin fee / account holder | $2,106 | $5,219-59.6% | $6,735-68.7% | $5,651-62.7% |