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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,806 | $166,268-52.0% | $165,100-51.7% | $145,897-45.3% |
| Participation rate | 66.7% | 82.0%-15.4pp | 78.6%-12.0pp | 80.3%-13.6pp |
| Annual return | 12.30% | 100.52%-88.2pp | 70.21%-57.9pp | 552.29%-540.0pp |
| Employer contribution / active EE | $4,621 | $5,284-12.5% | $4,348+6.3% | $4,663-0.9% |
| Participant deferral / active EE | $2,164 | $6,964-68.9% | $6,035-64.1% | $6,689-67.6% |
| Admin fee / account holder | $2,545 | $16,659-84.7% | $12,696-80.0% | $13,390-81.0% |