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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,077 | $64,719+25.3% | $112,249-27.8% | $68,486+18.4% |
| Participation rate | 17.2% | 67.2%-49.9pp | 75.1%-57.8pp | 67.9%-50.7pp |
| Annual return | -18.22% | -11.40%-6.8pp | 27.48%-45.7pp | -7.85%-10.4pp |
| Employer contribution / active EE | $757 | $2,747-72.5% | $3,636-79.2% | $2,597-70.9% |
| Participant deferral / active EE | $1,997 | $3,565-44.0% | $4,729-57.8% | $4,028-50.4% |
| Admin fee / account holder | $866 | $5,232-83.4% | $6,412-86.5% | $5,404-84.0% |