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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,525 | $106,008-72.1% | $92,240-68.0% | $147,586-80.0% |
| Participation rate | 23.5% | 80.4%-56.9pp | 76.5%-53.0pp | 82.8%-59.3pp |
| Annual return | 20.32% | 50.05%-29.7pp | 176.29%-156.0pp | 578.59%-558.3pp |
| Employer contribution / active EE | $1,293 | $4,333-70.2% | $3,680-64.8% | $4,876-73.5% |
| Participant deferral / active EE | $2,964 | $4,478-33.8% | $3,897-23.9% | $5,439-45.5% |
| Admin fee / account holder | $14 | $6,333-99.8% | $5,194-99.7% | $10,886-99.9% |