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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,845 | $68,097+9.9% | $62,929+18.9% | $137,256-45.5% |
| Participation rate | 25.0% | 77.4%-52.4pp | 73.1%-48.1pp | 80.0%-55.0pp |
| Annual return | 16.29% | 1859.11%-1842.8pp | 1063.93%-1047.6pp | 220.34%-204.1pp |
| Employer contribution / active EE | $0 | $2,811-100.0% | $2,505-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $2,630 | $4,553-42.2% | $3,888-32.4% | $6,407-59.0% |
| Admin fee / account holder | $287 | $6,521-95.6% | $5,065-94.3% | $12,270-97.7% |