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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,252 | $73,787-53.6% | $98,716-65.3% | $82,448-58.5% |
| Participation rate | 81.8% | 61.4%+20.4pp | 69.3%+12.5pp | 68.1%+13.8pp |
| Annual return | 8.33% | 18.57%-10.2pp | 31.81%-23.5pp | 41.64%-33.3pp |
| Employer contribution / active EE | $70 | $1,511-95.3% | $2,279-96.9% | $2,551-97.2% |
| Participant deferral / active EE | $4,167 | $3,081+35.2% | $4,048+3.0% | $4,139+0.7% |
| Admin fee / account holder | $3,652 | $6,500-43.8% | $8,703-58.0% | $7,234-49.5% |