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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $231,507 | $159,934+44.8% | $147,005+57.5% | $145,959+58.6% |
| Participation rate | 90.0% | 84.0%+6.0pp | 82.2%+7.8pp | 80.3%+9.7pp |
| Annual return | 8.14% | 98.24%-90.1pp | 418.76%-410.6pp | 561.95%-553.8pp |
| Employer contribution / active EE | $5,540 | $5,287+4.8% | $4,934+12.3% | $4,661+18.9% |
| Participant deferral / active EE | $7,056 | $8,427-16.3% | $8,070-12.6% | $6,689+5.5% |
| Admin fee / account holder | $27,917 | $15,053+85.5% | $13,006+114.6% | $13,398+108.4% |