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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $231,507 | $159,978+44.7% | $147,041+57.4% | $145,978+58.6% |
| Participation rate | 90.0% | 84.0%+6.0pp | 82.2%+7.8pp | 80.3%+9.7pp |
| Annual return | 8.14% | 98.36%-90.2pp | 419.21%-411.1pp | 550.52%-542.4pp |
| Employer contribution / active EE | $5,540 | $5,288+4.8% | $4,935+12.3% | $4,662+18.8% |
| Participant deferral / active EE | $7,056 | $8,429-16.3% | $8,071-12.6% | $6,690+5.5% |
| Admin fee / account holder | $27,917 | $15,053+85.5% | $13,006+114.6% | $13,400+108.3% |