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| Provider | Service type | Compensation |
|---|---|---|
THE VANGUARD GROUP, INC.4 years Service code 15 · EIN 23-1945930 | Recordkeeping | $6,006 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,647 | $64,176+2.3% | $112,249-41.5% | $66,938-1.9% |
| Participation rate | 71.2% | 68.4%+2.7pp | 75.1%-3.9pp | 69.8%+1.4pp |
| Annual return | -16.16% | -13.80%-2.4pp | 27.48%-43.6pp | 1.58%-17.7pp |
| Employer contribution / active EE | $1,162 | $3,007-61.4% | $3,636-68.0% | $2,545-54.3% |
| Participant deferral / active EE | $6,995 | $3,694+89.4% | $4,729+47.9% | $4,238+65.0% |
| Admin fee / account holder | $52 | $626-91.7% | $6,412-99.2% | $594-91.2% |