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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,836 | $109,872-64.7% | $98,483-60.6% | $167,536-76.8% |
| Participation rate | 75.0% | 75.8%-0.8pp | 73.3%+1.7pp | 82.1%-7.1pp |
| Annual return | 11.63% | 1959.31%-1947.7pp | 1494.38%-1482.8pp | 478.82%-467.2pp |
| Employer contribution / active EE | $2,545 | $3,225-21.1% | $2,961-14.0% | $4,839-47.4% |
| Participant deferral / active EE | $2,765 | $4,673-40.8% | $4,276-35.3% | $6,342-56.4% |
| Admin fee / account holder | $9,568 | $6,757+41.6% | $5,953+60.7% | $12,315-22.3% |