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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,836 | $109,863-64.7% | $98,477-60.6% | $167,518-76.8% |
| Participation rate | 75.0% | 75.8%-0.8pp | 73.3%+1.7pp | 82.1%-7.1pp |
| Annual return | 11.63% | 1958.09%-1946.5pp | 1493.59%-1482.0pp | 478.71%-467.1pp |
| Employer contribution / active EE | $2,545 | $3,225-21.1% | $2,961-14.0% | $4,838-47.4% |
| Participant deferral / active EE | $2,765 | $4,673-40.8% | $4,276-35.3% | $6,342-56.4% |
| Admin fee / account holder | $9,568 | $6,755+41.6% | $5,951+60.8% | $12,312-22.3% |