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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,668 | $88,754-54.2% | $81,820-50.3% | $145,877-72.1% |
| Participation rate | 83.3% | 75.1%+8.3pp | 72.4%+10.9pp | 80.3%+3.0pp |
| Annual return | 8.83% | 1031.77%-1022.9pp | 777.93%-769.1pp | 551.28%-542.5pp |
| Employer contribution / active EE | $3,230 | $3,085+4.7% | $2,915+10.8% | $4,663-30.7% |
| Participant deferral / active EE | $4,384 | $4,648-5.7% | $4,323+1.4% | $6,691-34.5% |
| Admin fee / account holder | $5,387 | $8,424-36.0% | $7,391-27.1% | $13,402-59.8% |