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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,206 | $111,814-18.4% | $103,378-11.8% | $145,978-37.5% |
| Participation rate | 70.0% | 77.9%-7.9pp | 74.5%-4.5pp | 80.3%-10.3pp |
| Annual return | 16.02% | 24.80%-8.8pp | 24.91%-8.9pp | 550.52%-534.5pp |
| Employer contribution / active EE | $9,241 | $4,215+119.2% | $3,870+138.8% | $4,662+98.2% |
| Participant deferral / active EE | $7,205 | $5,618+28.2% | $5,058+42.4% | $6,690+7.7% |
| Admin fee / account holder | $7,370 | $9,764-24.5% | $8,401-12.3% | $13,400-45.0% |