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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,296 | $106,267-31.0% | $96,520-24.1% | $139,456-47.4% |
| Participation rate | 80.0% | 77.8%+2.2pp | 74.3%+5.7pp | 80.3%-0.3pp |
| Annual return | 19.65% | 38.45%-18.8pp | 35.72%-16.1pp | 373.45%-353.8pp |
| Employer contribution / active EE | $6,994 | $4,105+70.4% | $3,739+87.1% | $4,753+47.2% |
| Participant deferral / active EE | $6,717 | $5,454+23.1% | $4,879+37.7% | $6,711+0.1% |
| Admin fee / account holder | $1,984 | $7,882-74.8% | $6,733-70.5% | $11,407-82.6% |