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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,190 | $150,442-20.8% | $136,295-12.6% | $147,585-19.2% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | -3.05% | 1049.09%-1052.1pp | 5155.97%-5159.0pp | 578.56%-581.6pp |
| Employer contribution / active EE | $5,266 | $5,256+0.2% | $4,695+12.2% | $4,876+8.0% |
| Participant deferral / active EE | $6,447 | $6,630-2.8% | $6,247+3.2% | $5,439+18.5% |
| Admin fee / account holder | $19,207 | $10,905+76.1% | $9,243+107.8% | $10,885+76.4% |