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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,690 | $135,956-14.9% | $123,894-6.6% | $273,972-57.8% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 6.96% | 56.63%-49.7pp | 47.52%-40.6pp | 41.46%-34.5pp |
| Employer contribution / active EE | $19,645 | $5,170+280.0% | $4,617+325.5% | $4,869+303.5% |
| Participant deferral / active EE | $4,547 | $6,343-28.3% | $5,984-24.0% | $5,287-14.0% |
| Admin fee / account holder | $1,475 | $9,817-85.0% | $8,357-82.4% | $10,133-85.4% |