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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER4+ years Filed as: ADP, LLC Service code 15 · EIN 13-3036745 | Recordkeeping | $21,229 |
LPL FINANCIAL4+ years Filed as: FINANCIAL ADVOCATES INVESTMENT MGMT Service code 15 · EIN 27-0435466 | Recordkeeping | $13,294 |
ADP BROKER-DEALER4+ years Service code 59 · EIN 22-3319984 | Shareholder Servicing | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,762 | $73,102-56.6% | $123,549-74.3% | $56,287-43.6% |
| Participation rate | 53.8% | 74.3%-20.5pp | 82.3%-28.5pp | 69.9%-16.1pp |
| Annual return | -5.91% | 3.01%-8.9pp | 119.20%-125.1pp | -9.96%+4.1pp |
| Employer contribution / active EE | $909 | $2,977-69.5% | $4,628-80.4% | $2,111-56.9% |
| Participant deferral / active EE | $4,444 | $5,423-18.0% | $6,426-30.8% | $3,350+32.7% |
| Admin fee / account holder | $191 | $554-65.6% | $9,284-97.9% | $521-63.4% |