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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER1+ years Filed as: ADP, LLC Service code 15 · EIN 13-3036745 | Recordkeeping | $9,585 |
LPL FINANCIAL1+ years Filed as: FINANCIAL ADVOCATES INVESTMENT MGMT Service code 15 · EIN 27-0435466 | Recordkeeping | $9,213 |
ADP BROKER-DEALER1+ years Service code 59 · EIN 22-3319984 | Shareholder Servicing | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,640 | $70,002-69.1% | $115,037-81.2% | $52,331-58.6% |
| Participation rate | 49.6% | 72.1%-22.5pp | 81.4%-31.8pp | 68.1%-18.5pp |
| Annual return | 2.29% | 4.04%-1.7pp | 26.14%-23.8pp | 4.54%-2.2pp |
| Employer contribution / active EE | $259 | $2,715-90.4% | $4,608-94.4% | $1,882-86.2% |
| Participant deferral / active EE | $2,234 | $4,920-54.6% | $6,026-62.9% | $3,022-26.1% |
| Admin fee / account holder | $95 | $566-83.2% | $8,175-98.8% | $592-84.0% |