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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,801 | $91,179-55.3% | $178,499-77.1% | $79,852-48.9% |
| Participation rate | 68.6% | 69.2%-0.6pp | 81.9%-13.4pp | 69.6%-1.1pp |
| Annual return | 16.25% | 24.19%-7.9pp | 151.10%-134.9pp | 31.72%-15.5pp |
| Employer contribution / active EE | $1,847 | $3,256-43.3% | $5,011-63.1% | $2,471-25.2% |
| Participant deferral / active EE | $4,899 | $3,236+51.4% | $5,202-5.8% | $3,740+31.0% |
| Admin fee / account holder | $848 | $6,749-87.4% | $13,986-93.9% | $5,306-84.0% |