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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,093 | $75,962-73.5% | $154,111-87.0% | $64,173-68.7% |
| Participation rate | 63.0% | 70.4%-7.5pp | 83.0%-20.1pp | 69.6%-6.6pp |
| Annual return | -6.44% | 30.32%-36.8pp | 735.18%-741.6pp | 7.63%-14.1pp |
| Employer contribution / active EE | $1,353 | $3,350-59.6% | $5,298-74.5% | $2,381-43.2% |
| Participant deferral / active EE | $3,891 | $3,175+22.6% | $5,081-23.4% | $3,470+12.2% |
| Admin fee / account holder | $781 | $5,589-86.0% | $13,411-94.2% | $4,887-84.0% |