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| Provider | Service type | Compensation |
|---|---|---|
Filed as: CETERA INVESTMENT ADVISERS LLC Service code 99 · EIN 36-3258176 | Other Fees | $25,027 |
CETERA ADVISOR NETWORKS LLC3 years Service code 55 200 N SEPULVEDA BLVD STE 1200 · EL SEGUNDO, CA 90245 | Other Commissions | $8,941 |
Service code 49 PO BOX 54 · FRANKLIN SQ, NY 11010 | Other Services | $6,071 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,895 | $55,437+71.2% | $155,534-39.0% | $74,459+27.4% |
| Participation rate | 97.2% | 61.9%+35.3pp | 78.2%+19.0pp | 67.2%+29.9pp |
| Annual return | 14.59% | 269.58%-255.0pp | 64.92%-50.3pp | 1369.70%-1355.1pp |
| Employer contribution / active EE | $6,797 | $2,266+200.0% | $4,675+45.4% | $2,626+158.9% |
| Participant deferral / active EE | $4,730 | $2,837+66.7% | $5,630-16.0% | $4,350+8.7% |
| Admin fee / account holder | $358 | $1,742-79.5% | $15,900-97.8% | $1,945-81.6% |