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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,136 | $91,198+3.2% | $178,503-47.3% | $79,856+17.9% |
| Participation rate | 98.7% | 69.2%+29.5pp | 81.9%+16.8pp | 69.6%+29.1pp |
| Annual return | 25.08% | 24.20%+0.9pp | 151.12%-126.0pp | 31.71%-6.6pp |
| Employer contribution / active EE | $7,157 | $3,257+119.8% | $5,011+42.8% | $2,471+189.6% |
| Participant deferral / active EE | $4,417 | $3,237+36.5% | $5,202-15.1% | $3,741+18.1% |
| Admin fee / account holder | $6,330 | $6,748-6.2% | $13,987-54.7% | $5,306+19.3% |