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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,923 | $107,353-82.4% | $92,903-79.6% | $152,885-87.6% |
| Participation rate | 0.0% | 79.8%-79.8pp | 76.0%-76.0pp | 82.5%-82.5pp |
| Annual return | 29.14% | 145.62%-116.5pp | 109.43%-80.3pp | 345.39%-316.2pp |
| Employer contribution / active EE | $3,616 | $4,222-14.4% | $3,653-1.0% | $4,763-24.1% |
| Participant deferral / active EE | $5,877 | $4,848+21.2% | $4,238+38.7% | $5,851+0.4% |
| Admin fee / account holder | $6,251 | $7,081-11.7% | $5,795+7.9% | $11,598-46.1% |