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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,545 | $97,729-83.1% | $83,830-80.3% | $135,379-87.8% |
| Participation rate | 40.9% | 80.0%-39.0pp | 76.1%-35.2pp | 82.6%-41.7pp |
| Annual return | 0.43% | 1287.52%-1287.1pp | 850.97%-850.5pp | 519.79%-519.4pp |
| Employer contribution / active EE | $2,826 | $4,222-33.1% | $3,631-22.2% | $4,779-40.9% |
| Participant deferral / active EE | $5,332 | $4,683+13.9% | $4,082+30.6% | $5,609-4.9% |
| Admin fee / account holder | $22,923 | $6,674+243.4% | $5,479+318.4% | $10,828+111.7% |