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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,493 | $106,905-62.1% | $84,020-51.8% | $152,885-73.5% |
| Participation rate | 100.0% | 75.2%+24.8pp | 69.0%+31.0pp | 82.5%+17.5pp |
| Annual return | 26.00% | 105.00%-79.0pp | 71.31%-45.3pp | 345.39%-319.4pp |
| Employer contribution / active EE | $5,666 | $2,735+107.2% | $1,984+185.7% | $4,763+19.0% |
| Participant deferral / active EE | $5,747 | $4,012+43.2% | $3,239+77.4% | $5,851-1.8% |
| Admin fee / account holder | $1,997 | $8,287-75.9% | $6,101-67.3% | $11,598-82.8% |