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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,882 | $95,975-77.2% | $74,549-70.6% | $135,379-83.8% |
| Participation rate | 100.0% | 75.7%+24.3pp | 69.1%+30.9pp | 82.6%+17.4pp |
| Annual return | -1.75% | 56.96%-58.7pp | 32.53%-34.3pp | 519.79%-521.5pp |
| Employer contribution / active EE | $927 | $2,716-65.9% | $1,961-52.7% | $4,779-80.6% |
| Participant deferral / active EE | $6,334 | $3,844+64.8% | $3,108+103.8% | $5,609+12.9% |
| Admin fee / account holder | $590 | $6,522-91.0% | $5,059-88.3% | $10,828-94.6% |