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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,539 | $93,589+12.8% | $135,942-22.4% | $75,181+40.4% |
| Participation rate | 88.9% | 75.2%+13.7pp | 81.9%+7.0pp | 67.2%+21.7pp |
| Annual return | 22.63% | 30.90%-8.3pp | 68.28%-45.6pp | 160.69%-138.1pp |
| Employer contribution / active EE | $4,469 | $3,537+26.3% | $4,858-8.0% | $2,671+67.3% |
| Participant deferral / active EE | $11,576 | $6,405+80.7% | $7,759+49.2% | $4,126+180.6% |
| Admin fee / account holder | $3,159 | $6,977-54.7% | $10,764-70.7% | $5,650-44.1% |