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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,605 | $82,674+3.5% | $125,381-31.7% | $68,486+25.0% |
| Participation rate | 88.9% | 75.1%+13.8pp | 82.4%+6.5pp | 67.9%+21.0pp |
| Annual return | -20.79% | -5.97%-14.8pp | 572.31%-593.1pp | -7.85%-12.9pp |
| Employer contribution / active EE | $4,155 | $3,382+22.9% | $4,815-13.7% | $2,597+60.0% |
| Participant deferral / active EE | $10,140 | $6,111+65.9% | $7,448+36.2% | $4,028+151.8% |
| Admin fee / account holder | $13,523 | $6,277+115.4% | $10,007+35.1% | $5,404+150.2% |