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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,939 | $76,000+163.1% | $154,111+29.7% | $64,186+211.5% |
| Participation rate | 100.0% | 70.4%+29.6pp | 83.0%+17.0pp | 69.6%+30.4pp |
| Annual return | -13.71% | 30.32%-44.0pp | 735.15%-748.9pp | 7.63%-21.3pp |
| Employer contribution / active EE | $11,402 | $3,351+240.3% | $5,298+115.2% | $2,381+378.9% |
| Participant deferral / active EE | $8,460 | $3,175+166.4% | $5,081+66.5% | $3,470+143.8% |
| Admin fee / account holder | $32,517 | $5,596+481.1% | $13,411+142.5% | $4,888+565.2% |