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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $375,911 | $175,212+114.5% | $149,682+151.1% | $139,427+169.6% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 12.58% | 166.63%-154.1pp | 134.35%-121.8pp | 373.27%-360.7pp |
| Employer contribution / active EE | $13,403 | $5,475+144.8% | $4,818+178.1% | $4,752+182.1% |
| Participant deferral / active EE | $11,412 | $6,520+75.0% | $5,681+100.9% | $6,711+70.0% |
| Admin fee / account holder | $8,136 | $16,150-49.6% | $13,210-38.4% | $11,404-28.7% |