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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,963 | $111,301+18.6% | $112,977+16.8% | $158,966-17.0% |
| Participation rate | 100.0% | 83.5%+16.5pp | 82.6%+17.4pp | 82.0%+18.0pp |
| Annual return | 10.68% | 26.40%-15.7pp | 24.24%-13.6pp | 302.95%-292.3pp |
| Employer contribution / active EE | $13,149 | $4,471+194.1% | $4,255+209.0% | $4,762+176.1% |
| Participant deferral / active EE | $9,156 | $5,880+55.7% | $5,836+56.9% | $5,983+53.0% |
| Admin fee / account holder | $318 | $8,392-96.2% | $6,294-94.9% | $11,250-97.2% |