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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,499 | $102,828+13.3% | $105,387+10.5% | $152,897-23.8% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 15.09% | 20.85%-5.8pp | 26.82%-11.7pp | 345.43%-330.3pp |
| Employer contribution / active EE | $5,004 | $4,473+11.9% | $4,213+18.8% | $4,764+5.1% |
| Participant deferral / active EE | $8,865 | $5,465+62.2% | $5,502+61.1% | $5,851+51.5% |
| Admin fee / account holder | $1,209 | $8,683-86.1% | $6,559-81.6% | $11,599-89.6% |