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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,775 | $96,965-43.5% | $97,995-44.1% | $147,586-62.9% |
| Participation rate | 100.0% | 83.6%+16.4pp | 82.4%+17.6pp | 82.8%+17.2pp |
| Annual return | 15.97% | 24.11%-8.1pp | 23.94%-8.0pp | 578.59%-562.6pp |
| Employer contribution / active EE | $9,835 | $4,536+116.8% | $4,158+136.5% | $4,876+101.7% |
| Participant deferral / active EE | $9,589 | $5,081+88.7% | $5,097+88.1% | $5,439+76.3% |
| Admin fee / account holder | $455 | $8,120-94.4% | $5,943-92.3% | $10,886-95.8% |