Retirement plan

MOSAIC 401(K) PLAN

Name: MEDIAMOSAIC, INC. DBA THE MOSAIC COMPANY - MOSAIC 401(K) PLAN (2020) Form 5500
Creator: MEDIAMOSAIC, INC. DBA THE MOSAIC COMPANY
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, MOSAIC 401(K) PLAN, MEDIAMOSAIC, INC. DBA THE MOSAIC COMPANY

MEDIAMOSAIC, INC. DBA THE MOSAIC COMPANYEIN 91-1734522Plan #001PY 2020

707 S GRADY WAY, SUITE 450 - RENTON, WA 98057425-254-1724

Other plans on this EIN

1 filing

#002Retirement-$16.5M assets

Prospect flagsCorrective distributions

How to read this page

Total assets (EOY)

$18.9M

+22.2% from 2019

Total participants

243

-11.6% from 2019

Average account balance

$89,743

+29.2% from 2019

Annual return

17.78%

-9.30 pp from 2019

Benchmarks

See 5,591 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants100-249

Cohort5,591 peers

Snapshot2020

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$22.59M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$124K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

182

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

83.2%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.87M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$14K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+17.71%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$371

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
FIDELITY INVESTMENTS INSTITUTIONAL5 years Service code 37 · EIN 04-2647786	Loan Processing	$30,934
LPL FINANCIAL3 years Filed as: KMS FINANCIAL SERVICES INC Service code 27 · EIN 82-2472132	Advisory (Plan)	$19,705
ABG PORTFOLIO STRATEGIES, INC.1 year Filed as: ALERA INVESTMENT ADVISORS LLC Service code 27 · EIN 82-1301701	Advisory (Plan)	$6,250

Plan features & details

Pension benefit codes2E2F2G2J3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$60K

$341 / participant

Investment mgmt$4K5.9%
Other / not subdivided$57K94.1%

% of EOY assets

0.319%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: MAYER HOFFMAN MCCANN, P.C
Auditor EIN: 431947695
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$89,743

$99,957-10.2%

$149,745-40.1%

$73,497+22.1%

Participation rate

81.9%

75.7%+6.2pp

82.5%-0.6pp

70.7%+11.2pp

Annual return

17.78%

53.87%-36.1pp

276.72%-258.9pp

28.51%-10.7pp

Employer contribution / active EE

$2,001

$3,191-37.3%

$4,646-56.9%

$2,270-11.9%

Participant deferral / active EE

$10,822

$6,073+78.2%

$6,843+58.1%

$3,740+189.4%

Admin fee / account holder

$286

$551-48.0%

$9,312-96.9%

$513-44.2%

Provider

Service type

Compensation

FIDELITY INVESTMENTS INSTITUTIONAL5 years

Service code 37 · EIN 04-2647786

Loan Processing

$30,934

LPL FINANCIAL3 years

Filed as: KMS FINANCIAL SERVICES INC

Service code 27 · EIN 82-2472132

Advisory (Plan)

$19,705

ABG PORTFOLIO STRATEGIES, INC.1 year

Filed as: ALERA INVESTMENT ADVISORS LLC

Service code 27 · EIN 82-1301701

Advisory (Plan)

$6,250

MOSAIC 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

MOSAIC 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion