Retirement plan

MOSAIC 401(K) PLAN

Name: MEDIAMOSAIC, INC. DBA THE MOSAIC COMPANY - MOSAIC 401(K) PLAN (2024) Form 5500
Creator: MEDIAMOSAIC, INC. DBA THE MOSAIC COMPANY
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, MOSAIC 401(K) PLAN, MEDIAMOSAIC, INC. DBA THE MOSAIC COMPANY

MEDIAMOSAIC, INC. DBA THE MOSAIC COMPANYEIN 91-1734522Plan #001PY 2024

707 S GRADY WAY, SUITE 450 - RENTON, WA 98057425-254-1724

Other plans on this EIN

1 filing

#002Retirement-$16.3M assets

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$22.6M

+15.8% from 2023

Total participants

205

+4.1% from 2023

Average account balance

$124,147

+18.3% from 2023

Annual return

17.71%

-1.00 pp from 2023

Benchmarks

See 6,285 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants100-249

Cohort6,285 peers

Snapshot2024

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$22.59M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$124K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

182

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

83.2%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.87M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$14K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+17.71%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$371

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
FIDELITY INVESTMENTS INSTITUTIONAL9 years Service code 37 · EIN 04-2647786	Loan Processing	$36,013
ABG PORTFOLIO STRATEGIES, INC.5 years Filed as: ALERA INVESTMENT ADVISORS LLC Service code 27 · EIN 82-1301701	Advisory (Plan)	$25,000
STRATEGIC ADVISORS, INC.4 years Service code 27 · EIN 04-2654524	Advisory (Plan)	$6,437

Plan features & details

Pension benefit codes2F2G2J2E3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$67K

$492 / participant

Recordkeeping$36K53.4%
Investment mgmt$31K46.6%

% of EOY assets

0.299%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: CBIZ CPAS P.C.
Auditor EIN: 431947695
Audit fees: $0
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$124,147

$101,591+22.2%

$147,096-15.6%

$74,429+66.8%

Participation rate

83.2%

75.5%+7.7pp

82.2%+1.0pp

67.2%+16.0pp

Annual return

17.71%

8746.45%-8728.7pp

419.75%-402.0pp

1368.38%-1350.7pp

Employer contribution / active EE

$2,049

$3,813-46.2%

$4,936-58.5%

$2,625-21.9%

Participant deferral / active EE

$11,589

$7,302+58.7%

$8,071+43.6%

$4,348+166.5%

Admin fee / account holder

$371

$1,750-78.8%

$13,005-97.2%

$1,944-80.9%

Provider

Service type

Compensation

FIDELITY INVESTMENTS INSTITUTIONAL9 years

Service code 37 · EIN 04-2647786

Loan Processing

$36,013

ABG PORTFOLIO STRATEGIES, INC.5 years

Filed as: ALERA INVESTMENT ADVISORS LLC

Service code 27 · EIN 82-1301701

Advisory (Plan)

$25,000

STRATEGIC ADVISORS, INC.4 years

Service code 27 · EIN 04-2654524

Advisory (Plan)

$6,437

MOSAIC 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

MOSAIC 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion