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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,190 | $73,955-59.2% | $96,520-68.7% | $75,181-59.8% |
| Participation rate | 88.9% | 66.4%+22.5pp | 74.3%+14.5pp | 67.2%+21.7pp |
| Annual return | 16.73% | 26.72%-10.0pp | 35.72%-19.0pp | 160.69%-144.0pp |
| Employer contribution / active EE | $0 | $2,930-100.0% | $3,739-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $5,500 | $3,659+50.3% | $4,879+12.7% | $4,126+33.3% |
| Admin fee / account holder | $1,778 | $5,217-65.9% | $6,733-73.6% | $5,650-68.5% |