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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,713 | $56,894-79.4% | $84,753-86.2% | $62,881-81.4% |
| Participation rate | 87.0% | 68.5%+18.4pp | 76.6%+10.4pp | 69.3%+17.7pp |
| Annual return | 12.13% | 6.30%+5.8pp | 22.78%-10.7pp | 20.14%-8.0pp |
| Employer contribution / active EE | $548 | $2,400-77.2% | $3,574-84.7% | $2,281-76.0% |
| Participant deferral / active EE | $4,107 | $2,709+51.6% | $3,712+10.6% | $3,203+28.2% |
| Admin fee / account holder | $542 | $3,581-84.9% | $5,333-89.8% | $4,296-87.4% |