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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,510 | $106,749+0.7% | $145,433-26.1% | $82,448+30.4% |
| Participation rate | 91.1% | 75.6%+15.5pp | 82.1%+9.0pp | 68.1%+23.0pp |
| Annual return | 21.02% | 27.59%-6.6pp | 66.58%-45.6pp | 41.64%-20.6pp |
| Employer contribution / active EE | $8,912 | $3,444+158.7% | $4,554+95.7% | $2,551+249.4% |
| Participant deferral / active EE | $667 | $6,519-89.8% | $7,897-91.6% | $4,139-83.9% |
| Admin fee / account holder | $17,998 | $8,390+114.5% | $13,129+37.1% | $7,234+148.8% |