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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,026 | $58,927-6.6% | $76,823-28.4% | $72,983-24.6% |
| Participation rate | 100.0% | 67.3%+32.7pp | 72.1%+27.9pp | 69.5%+30.5pp |
| Annual return | 17.14% | 2305.64%-2288.5pp | 1166.42%-1149.3pp | 81.01%-63.9pp |
| Employer contribution / active EE | $928 | $1,787-48.1% | $2,302-59.7% | $2,440-62.0% |
| Participant deferral / active EE | $1,054 | $2,690-60.8% | $3,336-68.4% | $3,608-70.8% |
| Admin fee / account holder | $328 | $4,013-91.8% | $6,422-94.9% | $5,124-93.6% |